Terms & Conditions

“The Mortgage Geezer” is a trading style of “Darryl Dhoffer Limited” who works as a FCA Registered mortgage advisor within The Mortgage Expert Group Ltd, Registered in England 11642575 who are directly authorised FCA Registration Number 980777, which is authorised & regulated by the Financial Conduct Authority.

There may be a fee for arranging a mortgage. This will typically be £750 and more complex cases a fee of £1,495, payable on mortgage offer or mortgage completion.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Some forms of Buy To Let mortgages are not regulated by the Financial Conduct Authority. There is no guarantee that it will be possible to arrange continuous letting of the property nor that rental income will be sufficient to meet the cost of the mortgage. 

The guidance &/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers in the UK. As with all insurance policies, conditions & exclusions will apply.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Registered Office Address – The Mortgage Expert Group, 50 Wrest Park, Endeavour House, Bedford, MK45 4HS

It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Endeavour House, 50 Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.